• Top 10 Home Products For Healthy Living,Tom Garuccio

    Top 10 Home Products For Healthy Living

    Creating a healthy home environment is essential for our well-being. From clean air to pure water, we all strive for a better quality of life. In this blog post, we will count down the top 10 home products for healthy living, starting from number 10 and working our way down to the number one must-have item.   Number 10: Gurunanda Essential Oil Diffuser Aromatherapy can promote relaxation and reduce stress. The Gurunanda Essential Oil Diffuser not only fills your home with delightful scents but also provides the health benefits associated with essential oils. It's a great addition to any home seeking a serene atmosphere. Buy GuruNanda Essential Oil Diffuser   Number 9: Safe Sleeve Cell Phone Case In a world where we're constantly connected, protecting ourselves from potentially harmful cell phone radiation is crucial. The Safe Sleeve Cell Phone Case is designed to shield you from such radiation, ensuring a safer and healthier mobile experience Buy Safe Sleeve   Number 8: Electric Spin Scrubber Cleaning your home can be a workout in itself. The Electric Spin Scrubber makes this task a breeze. It's a handy tool to keep your living space clean without breaking a sweat. A clean home is a healthy home. Buy an electric spin scrubber here   Number 7: ISpring Reverse Osmosis Water Filter System Pure, clean water is fundamental to a healthy lifestyle. The ISpring Reverse Osmosis Water Filter System ensures that you have access to high-quality, contaminant-free water, right at your fingertips. Stay hydrated and healthy with this home filtration system. Buy an ISpring RO Water Filtration System Here   Number 6: Air Fryer Healthy eating becomes a lot easier with an air fryer. You can enjoy your favorite fried foods with significantly less oil, making your meals lighter and healthier. It's a game-changer for those looking to cut back on unnecessary calories. Buy an Air Fryer here   Number 5: Vitamix Blender With a Vitamix blender, you can whip up nutrient-packed smoothies and shakes in seconds. It's an excellent way to incorporate more fruits and vegetables into your diet, ensuring you get all the vitamins and minerals your body needs to thrive. Buy a Vitamix HERE   Number 4: Levoit HEPA Air Purifier Clean air is a cornerstone of a healthy home. The Levoit HEPA Air Purifier removes allergens, dust, and pollutants from the air, helping you breathe easier and reducing the risk of respiratory issues. It's a must-have for anyone concerned about indoor air quality. Buy a Levoit Air Purifier here   Number 3: Instant Pot The Instant Pot is a versatile kitchen appliance that can help you prepare healthier meals more efficiently. From steaming to slow cooking, it's a time-saving tool that promotes balanced eating. Buy an Instant Pot here   Number 2: Branch Basics, Natural Cleaning Supplies A clean home doesn't have to mean using harsh chemicals. Branch Basics offers a range of natural cleaning supplies that are safe for your family and the environment. Keep your home free from toxins while maintaining a spotless space. Buy Branch Basics Here and get $10 off   Number 1: Almond Cow Nut Milk Maker At the top of our list is the Almond Cow Nut Milk Maker. Say goodbye to store-bought nut milk filled with additives and preservatives. With this appliance, you can create fresh, homemade nut milk in minutes, ensuring you and your family enjoy pure, natural, and healthy beverages. Buy an Almond Cow HERE   Conclusion: These top 10 home products for healthy living cover a wide range of aspects in your daily life, from nutrition to clean air and water, and even your emotional well-being. Incorporating these products into your home can make a significant difference in your overall health and quality of life. Choose the ones that best suit your lifestyle and create a healthier living space today. Healthy homes are near and dear to my heart and I love talking and working with people looking for healthy homes themselves!  Always reach out! 

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  • Home Buying 101. Your Step By Step Guide To Buying A Home In Cleveland Ohio,Tom Garuccio

    Home Buying 101. Your Step By Step Guide To Buying A Home In Cleveland Ohio

    Whether it's your first home in the Cleveland area, it's been many years since you bought, or maybe you've done it many times before, either way, it's important to have someone on your side who can make sure you're going in the right direction and who knows the Cleveland area housing market. Being a full-time Realtor my goal is to guide you step by step through the entire process and beyond.  This should be a good experience, one that you can enjoy and I aim to make it just that.  Although buying a home can seem overwhelming or complicated, it doesn't have to be. I'll handle every single part of the process right along with you so you know exactly what's happening, what to expect, and what will happen next.  Don't worry, I've done this many times, you're in good hands! The home-buying process 1. Get ready emotionally The first step is simple, sit down and start to consider what you're about to do. Where do you feel comfortable as far as a monthly payment or budget? What locations would you like to be in? What is important to you as far as wants/don't wants?  This is just the very beginning so you may not have any idea yet and that's ok. This is just a quick self-check-in to figure out what's important to you.  Pro Tip! If you have a partner involved, do this together and talk about what's important to you. Not having this conversation early can lead to tension down the line when one party loves a house and one party hates it.  You may not agree on everything, but that's also totally ok, just consider your partner's wants and your own wants so you know where you both stand.  2. Get preapproved This step is crucial, you must have preapproval to begin the home shopping process. You cannot wait until you find a house and then get preapproved. I've seen people insist on going that route and then lose out on the perfect home because they could not submit an offer on time. Many sellers won't even allow you in their home without preapproval! This step is simple and I can guide you through it.  A call to a lender, a few documents, and questions and you're on your way. This will also let you know what your budget it and what that means as far as a monthly mortgage payment  3. Consultation  This may happen before or after a preapproval. Here we will talk about the process, things to look out for, what you want in a home, what you don't want in a home, your budget, and more. Here I will find out what you're looking for a start to set up searches so I can send listings directly to you!  Listings that match your criteria will come right to your inbox.  Interested in creating your search? Do it anytime on my site here.   4. The hunt is on! Time to start touring homes Daily I will be sending you a new listing.  When one pops up you like, let me know and ill schedule a showing that works around your schedule. This is the fun part!  When we step into the home I'll ask questions to get you thinking. What do you think of the layout?  Does it feel like home? Could you see yourself living here? What do you like/don't like about the home?  Every single house will have pros and cons. There is no such thing as a perfect house but your gut feeling will let you know when you've found it. I see it over and over that someone walks in and "just knows". during this process, I will also be looking for issues, structural issues, water damage, and electrical issues.  Having spent 14 years as a career firefighter I've learned a lot about building construction, I do my best to put that knowledge to good use.  I also have extensive knowledge of health issues when it comes to a home.  Whether it be asbestos, water damage causing mold, or other issues, I will always do my best to find any unseen issues. But don't sweat it, we still have a home inspection 5. Consider the market This will happen at the same time as the home search. What's going on in the housing market in the area you're looking for?  Are your wants to budget realistic now that you've seen a few homes?  What will an offer look like? Is it likely you'll have to be prepared to offer over asking? Can you start under the asking price? There are a lot of questions that the circumstances will dictate and I'll coach you through them so you know exactly what to expect.  6. Make an offer!  #LetsGooo  You walk into the front door, take one look around and start to feel at home. As you walk through the home you imagine exactly how you will decorate it, where you will place your furniture and what color you will paint the walls. You've found it, your ideal home. take your time, soak it up.  From there we talk numbers, closing timeframe, and what inspections to be done. Most of the time an offer will be contingent on a home inspection but in some circumstances, some people may opt to waive them to make their offer more appealing.  These are all conversations we will have and the offer will always be written to where you feel comfortable. We'll go through the offered line by line, this is a time of excitement and maybe some nerves. Don't worry, it's normal and I GOT YOU! 7. Negotiate An offer is just that, an offer. The seller may counter or they may even ask for a "highest and best offer" if there are other offers on the table we're competing with. Don't worry, we'll work through this.  If a seller counters your offer with one of their own, we will discuss the terms and see if it makes sense to you. At that point you can accept, reject, or even counter again. We'll work through all the details and try and come to terms that everyone agrees.  The next situation is a "highest and best" and this means there are multiple offers, also called a bidding war.  When this happens we will discuss terms that make the most sense to you and submit our best offer.  All you can do is give your best.   Pro Tip! In a multiple offers situation, there is more to an offer than just price. For example, adjusting closing dates to accommodate the sellers, waiving certain contingencies, and other things we can discuss that will change for each situation.  Pro Tip! Remember, we all want the same thing, the seller wants to sell, and the buyer wants to buy. We can work together while standing up for your needs at the same time. Don't forget this is a business transaction so don't let emotion cloud your judgment.  8. Offer accepted! Congrats your offer has been accepted, you just bought a house! Well, not yet...  Now is the time we will schedule our home inspection. After the home inspection, you may either proceed with the purchase as it is, renegotiate terms if unknown issues come up, or walk away completely if you no longer feel comfortable purchasing the home. You will also submit a formal loan application to get the process of loan commitment going.   Pro Tip! Home inspections are stressful times. You literally hire someone to pick apart every single part of a home you're about to buy. Don't worry! every home has a list of issues, we are looking for major issues like hidden water damage, structural concerns, and safety issues, the rest is just a "to-do" list for you moving forward.  9. finalize financing  Your lender will require certain docs and may have questions. An appraisal of the house will be ordered by the bank to ensure the value of the home is equal to the purchase price. There is a bit of a waiting period here and I will update you on the progress.  Typically closing on a home is 30-60 days. 10. Those magic words "Clear To Close"!! The term clear to close is a term that comes from the lender when your loan has been officially approved. At this point, you will get a call from the title company to schedule a time to sign. You can usually either go to their office or they can send a notary to you. On vacation? No problem, you can sign from anywhere. There's a bunch of paperwork to close the loan and transfer the title of the home. you will have to wire your down payment if over $10,000. If under you'll be able to bring a check. After signing, either that day or on the agreed-upon day it will close.  11. You own a home!!  Once the title company reaches out to let us know the home has closed, it is now officially yours!  Congrats! You did it!  This is a good day, no matter what happened throughout the process, or how long it took, it doesn't matter, you're home! We will meet at the house and I will get the keys out of the lockbox and hand them to you. It's my favorite part!  This is also sometimes a little sad for me as well though because we may have spent weeks or months talking almost daily and now the deal is done.  Don't forget about me and keep in touch always!  I will follow up with you over the following weeks and months just to see if you need anything at all.     Every person and every deal will have its nuances and be different in some ways.  I'll always be there to work with you and I'm honored to have the chance.    frequently asked questions  · Do I pay you?  Nope!  As a buyer's agent, I am paid by the seller's agent.  The seller and the seller's agent agree on listing terms and out of those terms comes the fee to the buyer's agent. So I work for you at no cost to you! · Should I work with multiple agents/call other agents? You should only be working with one agent. If you "agent hop" you won't have someone who is supporting your best interest, you'll just have someone trying to make a quick sale. You don't want that. I commit to my buyers to support their needs at all costs. I can do this because I know eventually you will buy a home with me. So if I need to talk you out of buying a home, I can do that because it wasn't the right fit but I know there will be a better one in the future.  · Should I just call the listing agent? This goes along with the last question. The listing agent is supporting the seller's interest and not yours. Do you want to be negotiating with someone who works for the other side?  Is the listing agent going to make sure the house is a good fit for you? No, he works for the seller.  Would you go into a boxing match with your opponent's coach in your corner? Get yourself a buyer agent you can trust ( like me - wink wink) · How many homes should I see before making an offer?  Up to you!  While home shoppers these days can look at hundreds of homes online, they usually see 10 houses on average before putting in an offer.  But keep in mind this varies for each person.  Some people find their home within hours of hunting,  others, it takes months.  If you want to streamline the process, it can help to really focus on a particular neighborhood you like; that said, if you feel limited by your options, it may be time to expand to surrounding areas.  

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  • Navigating the Cleveland Housing Market: When to Call Your Realtor",Tom Garuccio

    Navigating the Cleveland Housing Market: When to Call Your Realtor"

    Are you contemplating selling your home in Cleveland, Ohio? In the dynamic and ever-changing real estate landscape of Cleveland, timing is key. One of the most common pitfalls homeowners face is waiting too long before reaching out to a realtor. Let's explore why it's crucial to make that call early in the process and how it can make your home-selling journey smoother.   The Mistake of Procrastination One of the biggest mistakes homeowners make is waiting until they're feeling rushed and stressed before contacting a realtor. Timing is everything, and a little foresight can go a long way. By reaching out when the thought of selling first crosses your mind, you gain a valuable head start. Why Call Early? 1. Planning Ahead Calling a realtor early allows you to plan strategically. This involves understanding the current market conditions, identifying potential challenges, and setting realistic goals for your sale. Early planning helps you establish a roadmap for the entire selling process. 2. Preparing Your Home for Showings Preparing your home for potential buyers is a meticulous process. Calling a realtor in advance provides you with insights into the improvements and staging necessary to make your property stand out. A well-prepped home attracts more interest and often leads to quicker sales. 3. Crafting a Marketing Strategy Marketing plays a pivotal role in selling a home successfully. Your realtor can work with you to develop a tailored marketing strategy, ensuring your property receives the visibility it deserves. Early collaboration allows for thoughtful planning and execution. 4. Pricing Your Property Right Determining the right price for your home is a delicate balance. Realtors bring market expertise to the table, helping you set a competitive yet realistic price. Early engagement allows for thorough market analysis and proper pricing strategies. 5. Figuring Out Your Next Move Selling a home is not just about the current property; it's also about your future plans. Calling a realtor early gives you time to assess where you'll go next and the timing that aligns with your selling process. Give Yourself Time In the fast-paced world of real estate, giving yourself a minimum of 30 to 60 days before listing your home is invaluable. This time frame allows for comprehensive planning, meticulous preparation, and a smoother transition into the next chapter of your life. Conclusion Selling a home in Cleveland can be a rewarding experience when approached strategically. Don't wait until the last minute—call your realtor early to embark on a well-thought-out journey. Navigate the Cleveland housing market with confidence, and let the expertise of a realtor guide you towards a successful home sale.

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